Pocket Change Manifesto!
When you’re a poor college student whose income comes from volatile stocks, you’re destined to a path of efficient spending. I’ve been trying to cut back on expenses recently. While doing so, I came up with an idea:
Make good use of that stash of pocket change!
I have a stash of coins in a big jar on my desk. And a lot of miscellaneous change lying around on the floor from whenever I’m picking dirty jeans. I collected all this change and divided them into one-dollar-stacks.
Now, whenever I leave the house, I bring one of these stacks with me. This way, I feel good about my purchases because it’s as if I’m getting a one dollar discount on whatever petty items I buy. That’s 50% off a $2 burrito (or a free pack of gum)!
Assuming you use one stack per week, that’s $52 saved in a year!
Am I saving a lot of money short-term? No.
Long-term? Maybe!
It makes me feel good. :)
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December 5th, 2006 at 12:35 pm
That’s a good idea seperating them into one dollar stacks. Do cashiers get frustrated when you pull out this hand full of change though?
December 5th, 2006 at 12:44 pm
Nope, it is $ nonetheless :) but my stacks usually consist of no more than 10 coins. I’m thinking of making stacks of 100 pennies and exchanging them for dollar bills at the banks.
December 6th, 2006 at 10:16 am
I have two piggy banks I fill up whenever I have too much change in my pocket. When the piggy banks get full, I take them downstairs in front of the TV and pour out all the coins onto the carpet. I’ll also grab a bucket filled with coin wrappers that I got from the bank or purchased at a store (very cheap). I then begin to start stacking coins into stacks while I watch TV and wrap coins. It’s pretty shocking how much money you have saved in coins. Two relatively small piggy banks can amount to $80-$100 in coins. After I’m done wrapping I’ll go to the bank and get it all switched out for bills!
February 15th, 2007 at 10:47 am
[…] all, I am still that poor college student trying to save on expenses. Making a few bucks here and there wouldn’t hurt […]